Do You Drive for Uber, Lyft, DoorDash, or Instacart in Maine? Your Auto Insurance Might Not Cover You!
If you’re driving for a rideshare or delivery service in Maine—whether it’s Uber, Lyft, DoorDash, Uber Eats, Instacart, or even delivering groceries for Walmart—you might be surprised to learn that your personal auto insurance policy may not have your back.
Many auto insurance policies include what’s called a Public or Livery Conveyance Exclusion. This exclusion essentially means that if you’re using your vehicle to transport people or goods for a fee, your coverage could be voided in the event of an accident. That’s right—if you get into a crash while delivering dinner or picking up a passenger, your claim might be denied.
Here’s what Maine drivers need to know:
- 🚗 Driving for a rideshare? Update your auto insurance policy to include proper rideshare or commercial coverage.
- 🍕 Delivering food or groceries? Activities like DoorDash, Instacart, and Walmart delivery fall under for-hire transportation and are likely not covered under standard auto policies.
- 💬 The solution? Talk to your insurance agent. Let them know about your side gig or full-time driving job so they can recommend the right protection.
At Wheelers Insurance, we help Maine drivers stay covered—no matter what road they’re on. From auto insurance to commercial vehicle coverage, we make it easy to update your policy and avoid unpleasant surprises.
If you’re also looking for home insurance, life insurance, small business insurance, Medicare insurance, or health insurance in Maine, we’ve got your back. With offices in South Paris and Bethel, we proudly serve clients throughout the Oxford Hills region and beyond.
Don’t risk being underinsured—let us review your policy today.
📞 Call us at (207) 743-8927
📍 Visit us in South Paris or Bethel
💻 Or get a quote online at https://wheelersinsurance.com/contact/
