Why Did They Make Medicare & Retirement So Darn Complicated?

We know the basics, of course

  • Retirement benefits are reduced if you claim them before your full retirement age (between age 66 and 67 depending on the year you were born.) 
  • Social Security benefits might be reduced even more prior to the full retirement age if you continue to work.
  • Medicare benefits, on the other hand, begin the month you turn 65, but can be delayed voluntarily if a more valuable health insurance plan is available via your job or your spouse’s job.
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