As we age, the need for long term are becomes more and more evident. The only thing worse than ending up in a nursing home is ending up in a sub-par, poorly run nursing home because it’s the only one within your budget. Worse yet is receiving no medical attention at all because you can’t afford even the most basic care.
Long-term care insurance is there when general health insurance fails us. Health insurance and Medicare will not cover the costs of long-term care, potentially leaving us high and dry when we are elderly and need help the most. A comprehensive long-term care plan will help keep you as comfortable as possible during the time in your life when you are unable to care for yourself.
“We do not offer every Medicare plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”