The Importance of Commercial Liability

You’ve worked hard to create your company and can’t risk losing it all. As a business owner, being held liable for even one claim could destroy your livelihood. That’s where commercial liability insurance comes in. At Wheelers Insurance Agency, our agents are extremely educated in commercial insurance and are here to advise you on what you need and don’t need in a commercial liability policy. 

Employment Practices Liability

As an employer, you are vulnerable to many potentially devastating claims, such as wrongful termination, discrimination, sexual harassment, and breach of contract. Employment practices liability insurance protects employers against lawsuits such as these.

General Liability

If an accident happens on your business’ premises, you could be held accountable. In addition to protecting yourself and your business in the event of liability lawsuits, general liability insurance will cover you in the event of property theft, vandalism, and bodily injury or property damage due to fire.


Professional Liability

You are an expert in your field; however, even the experts occasionally make errors. Professional liability insurance protects you in the event that you are held legally liable for harm caused to a client because of a professional service you provided.