Understanding the Limits of Homeowner’s Insurance: Ground Water Flooding and Damages

Protecting your property and belongings is undoubtedly a top priority as a responsible homeowner. That’s why most homeowners wisely invest in homeowner’s insurance to safeguard against unforeseen events that could wreak havoc on their homes. However, it is essential to understand that homeowner’s insurance has limitations, and knowing what it does not cover is just as crucial as knowing what it does.

Read More
Your Health Insurance 1095A

In the prior tax year, you purchased a health policy. The policy has a full price based on each family members’ age and zip code. Then, an Advanced Premium Tax Credit (APTC) based on your report of estimated household income for that year, reduces the price, sometimes by 90% or more, ensuring that your plan is affordable (and costs less than 9.5% of your income). 

Read More