Senior Health Insurance
There are many Senior Health Insurance options: Medicare, Medicare Supplement, Medicare Advantage, and stand-alone Prescription Drug Plans. Plans vary by county and out of pocket costs. We can help you find the policy that gives you the coverage you need. Open Enrollment runs from October 15th to December 7th each year.
Long-term Care Insurance
As we age, the need for long term are becomes more and more evident. The only thing worse than ending up in a nursing home is ending up in a sub-par, poorly run nursing home because it’s the only one within your budget. Worse yet is receiving no medical attention at all because you can’t afford even the most basic care.
Long-term care insurance is there when general health insurance fails us. Health insurance and Medicare will not cover the costs of long-term care, potentially leaving us high and dry when we are elderly and need help the most. A comprehensive long-term care plan will help keep you as comfortable as possible during the time in your life when you are unable to care for yourself.